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Siri is (finally) getting a brain

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On FRY-days, we explore all things AI and finance (or as we call it around here, FRY-nance—but you get the point)! 🤑

*The content provided in this newsletter is for informational purposes only and does not constitute investment advice.*

(The mystery link can lead to ANYTHING AI-related: tools, memes, articles, videos, and more…)

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SALTY STORIES OF THE WEEK 🧂

  • Apple is going to pay Google around $1 billion a year to power Siri with Gemini, while Apple continues working on its own system. The revamped Siri is expected in spring 2026 and will handle more complex, personalized tasks by tapping into on-screen activity and user data. Despite the upgrade, Apple is keeping Google’s involvement quiet, framing it as a behind-the-scenes solution while it plays catch-up in the AI race. (Read More)

  • Nvidia CEO Jensen Huang sparked controversy by initially saying China would win the AI race, citing its low energy costs and fewer regulations, before walking back the statement to emphasize that America must “race ahead.” Huang has long warned that U.S. export restrictions on AI chips could hurt its lead, arguing that keeping global developers reliant on Nvidia’s chips is key. Despite some chip policy discussions with U.S. leaders, Nvidia has now been shut out of China’s market, with Beijing pushing domestic alternatives and possibly using Nvidia’s exclusion as leverage in trade talks. Huang now appears focused on broader growth opportunities while continuing to criticize Western overregulation. (Read More)

  • Snapchat is teaming up with Perplexity, an AI-powered search engine, in a $400 million deal to bring AI search directly into the app. Starting early next year, Snapchat users will be able to get instant answers from Perplexity through the My AI chatbot. (Read More)

THIS WEEK’S DIAMOND IN THE ROUGH 💎

This week’s diamond in the rough: Roblox

How is Roblox using AI? Roblox, the game design platform, is betting big on AI to make its platform more engaging and easier to use. The company is using AI to help developers quickly build new games and tools, and it’s also using AI to improve how players discover content they’ll enjoy. This smarter, faster development process is fueling more frequent game releases and keeping users active for longer periods—leading to more in-game purchases and stronger engagement across the platform.

Why is Roblox valuable? Despite a recent 10% stock drop, Roblox's numbers show serious momentum. Daily users jumped 70% year over year in Q3, with total hours spent up 91% to nearly 40 billion. That engagement helped drive a 48% increase in revenue and a 103% surge in free cash flow. While increased AI investment may weigh on short-term profits, it sets the stage for long-term growth. Analysts expect Roblox’s free cash flow to rise from $941 million to $3.8 billion by 2029.

HOW ARE THE BIG AI PLAYERS DOING?

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FRY-NANCIAL TOOL OF THE WEEK 🔧

Image: FinKitty

What is the tool? FinKitty helps users manage finances with playful, gamified tools that make budgeting, debt payoff, and savings goals actually fun.

What are the features?

  • Smart Budget Protection: CashShield turns budgeting into a protection game. See your shield level rise as you make smart spending choices.

  • Gamified Debt Crushing: Watch your debt monster shrink with every payment. Celebrate milestones and stay motivated to become debt-free.

  • Social Savings Pods: Save together with friends and family. Share goals, track progress, and celebrate wins as a team.

  • Kitty Mascot Companion: Your FinKitty mascot adapts to your progress, celebrating wins and supporting you through challenges with emotional feedback.

  • Real-Time Insights: Beautiful dashboards show your financial health at a glance. No spreadsheets, just clarity.

  • Gamified Progress: Shield levels, debt monsters, and milestone celebrations turn boring finance into an engaging game you’ll actually enjoy.

FRY-AI FANATICS OF THE WEEK 🍟

Some of our best Fresh and Crispy reviews of the week:

“Informed, honest.”

-Robert

“Your newsletter is packed with value. Keep it up!”

-Harrison

“HOT, HOT, HOT!!!”

-Vishi

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